JL Collins
Achieving financial independence doesn't require a complicated strategy or Wall Street advisors. Following a few straightforward principles can build lasting wealth and the freedom to rely on assets rather than labor.
Spend significantly less than you earn and invest the surplus to create a powerful engine for long-term growth.
Avoid taking on debt because it destroys your ability to build wealth and forces you to remain dependent on your primary income.
Keep your investments simple by pouring your money into low-cost total stock market index funds instead of trying to beat the market with individual stocks.